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You have a lot of spare time, right?

Ha.

Right. I saw that eye roll.

Every minute of your day is valuable and you should be spending those minutes on the things that bring meaning to your life – things that help you reach a goal, things that create memories with your family, things that help you grow, things that make you happy.

And while your finances certainly play a role in all of that, they shouldn’t be a starring role.

Let’s take a look at some things banking technology can do to get you back to that really valuable stuff:

Stay on top of your credit score with Credit Sense®

We all know that our credit score can impact our ability to get a loan, receive the best rates, and in some cases, get a job. The hard part is knowing what our score is now, what is impacting it, and how to improve it. With Credit Sense®, you can review your credit score, gain a better understanding of factors that are impacting your score, and get tips to improve your score. You can also get exclusive offers and recommendations for products and services that make the most sense for you.

Make purchases the safe and convenient way with Mobile Wallet.

Mobile Wallet is an app on your smartphone that stores your debit and credit cards, and in addition to being convenient it tends to be a safer way to pay. Why? Because every time you use Mobile Wallet to make a purchase, it generates a random payment code that changes with every transaction. Simply look for this symbol when you’re ready to check out, hold your phone up to the receiver, and approve the payment.

Turn your debit and credit card off and on using CardValet®

We’ve all been there – you can’t find your debit card. You’re sure you’ll find it any minute now, but you don’t want to risk it. You don’t need to cancel the card and go through the hassle of changing your card information everywhere you have it stored. With CardValet®, you can turn it off temporarily, and when you find the card again, you can turn it back on. You can even set card limits to restrict card use by dollar amount, location, or even for certain types of merchants. Just click on “Manage my cards” to get started.

Keep your accounts safe with Account Alerts.

Is someone trying to log into your online banking? Did your account balance drop below the minimum? Did that check clear your account yet? Is your loan payment due? You don’t need to check your accounts every day to know the answer to these questions. You can simply set up alerts that notify you of these (and many other) account activities.

Pay your bills with Bill Pay.

You shouldn’t have to drop everything to pay your bills. You can easily make your payments Mobile and Online banking, so whether you’re traveling cross country or taking a hike to Picnic Point, you can make that last minute payment you just remembered was due. You can even use the Park Bank Mobile app to take a photo of a bill and pay it right then, or put it on a to-do list for later.

Send money to a friend with Zelle®

Buy a present for your parents and need to split the cost with your siblings? Owe your roommate for your utility bill? Don’t worry – we have you covered. You can use Zelle® to send or request money without needing any of their banking information – and without announcing your payment to the world. Simply click on “Send money with Zelle®” right from the home screen of the Park Bank Mobile app or from within Bill Payment in Park Bank Online banking.

Deposit a check in your Mobile App.

Receiving checks might be getting more and more infrequent, but it hasn’t gone away. At least now you don’t have to make a special trip to the bank to deposit it, though. Simply open your mobile banking app, click “Deposit,” and take photos of the front and back of your check. In seconds, you can be back to enjoying the day.

Apply for new accounts and loans online.

Don’t get us wrong. We love seeing our clients. Know what we love even more? Seeing our clients succeed. So if you’re looking to apply for a loan to buy your first (or next) home, or open a new savings account for your new baby, apply online and spend your time packing for your move or setting up the nursery.

Okay, okay. We’ve taken enough of your time talking about how banking technology can save you time. If you need more convincing – or are inspired to find even more ways to get the most out of your bank accounts – click here to learn more.

Then, once you’re done with that, start taking advantage of the time-saving benefits these services provide, and get back to doing the things that matter most.